BUILT EXCLUSIVELY FOR UK INDEPENDENT SCHOOLS
The UK Independent School Cashflow Forecast
A 52-week direct cashflow forecast model that maps to how your school actually works — from termly fee collections and pupil registers to VAT, payroll, and restricted funds.
One-time payment from £779 + VAT | No subscription | 30-day money-back guarantee
THE CHALLENGE
Most independent schools don't have real cashflow visibility
Budgets tell you what you planned to spend. Bank balances tell you what you have today. Neither tells you when the cash actually arrives and leaves — and that's where the risk sits.
📊
Budgets aren't
cashflow forecasts
Your annual budget shows income and expenditure, but it doesn't model the timing of cash movements. A school can be "on budget" and still hit a cash pinch point between fee collection dates.
📅
Termly fee cycles create
concentration risk
Fee income arrives in three large waves. Between those waves, payroll, pension contributions, HMRC payments, and operating costs keep flowing out. The gaps are where liquidity problems hide.
⚠️
One unexpected cost can
change everything
A capital project overrun, an unexpected staffing cost, or a drop in pupil numbers mid-year. Without a rolling forecast, by the time you see the impact it's already arrived.
THE SOLUTION
A cashflow forecast built around how your school actually operates
Not a generic finance template with your school name pasted on top. This model was designed from the ground up around UK independent school fee structures, term dates, payroll cycles, and reporting requirements.
WHAT'S INSIDE THE MODEL
Every input your school needs, already structured
No blank spreadsheet. No guessing what to include. Every section is tailored to the way UK independent schools manage their finances.
🎓
Pupil register (up to 1,500 pupils)
Tag every pupil by year group, house, and type — Day, Boarding (full, weekly, flexi), and Nursery (paid or LA-funded). Assign bad debt risk ratings and leaver risk scores. Model fee income by term with discount percentages and payment methods: termly upfront, external finance, monthly direct debit, or 10-month plan.
💷
Other income assumptions
Wraparound and extras income, lettings and facilities hire, donations, and any other income streams — each phased to match how your school actually receives them across the academic year.
👥
Payroll and people
Teaching and support staff costs, supply and agency spend, employer NI (amounts and cash timing), PAYE payments, and both Teachers' Pension and other pension employer contributions — all modelled from a cash perspective, not an accruals one.
🏛️
Statutory and VAT
Automatic modelling of input and output VAT amounts and payment timing based on your assumptions. Business rates and corporation tax included — each phased to when the cash actually leaves your account.
🔧
Operating costs
Space for up to 20 different operating cost line items. Each can be individually phased by amount and timing so your forecast reflects the actual rhythm of your school's spending, not a flat monthly average.
🏗️
Investing and financing cashflows
Capital expenditure, acquisitions, bank debt interest and capital repayments, new loan drawdowns, and any other investing or financing items that affect your cash position.
🔒
Restricted vs. unrestricted cash
Model which inflows and outflows relate to restricted fund balances so you can see not only your total cash position, but your total unrestricted cash — the number that actually tells you how much liquidity you have available.
📈
Four stress-test scenarios
Low through to high stress scenarios that let you instantly see the impact on your net cashflows and closing cash position across the full year. Know where your pinch points are before they arrive.
📋
Forecast vs. actuals and dashboard
Track how your forecast compares to reality over time. A clear dashboard gives you and your governors visibility over your cashflows at a glance — no digging through tabs required.
HOW IT WORKS
From purchase to a working forecast
Whether you choose the model alone or include the guided setup, here's what happens next.
Step 1
Get instant access
After purchase, you receive the complete 52-week forecast model and the video user guide. Everything is ready to use immediately.
Step 2
Watch the user guide
The video walks you through every section of the model — what to input, where to input the data, and how the outputs work.
Step 3
Input your school's data
Populate the model with your pupil register, fee structures, payroll, operating costs, and other assumptions. The template guides you through each section.
Step 4
See your cashflow picture
Your 52-week forecast is live. Review your dashboard, run scenarios, and present a clear cashflow view to your head, governors, or lenders.
PRICING
Choose the option that's right for your school
Both options include the full forecast model and video user guide. One-time payment, no subscription.
The Model + Guide
The complete forecast model and instructional video guide. Everything you need to build your school's 52-week cashflow forecast independently.
£779 + VAT
One-time payment · Lifetime access
✔ 52-week direct cashflow forecast model
✔ Pupil register for up to 1,500 pupils
✔ All income, payroll, VAT, and cost modules
✔ Four stress-test scenarios
✔ Forecast vs. actuals tracking
✔ Dashboard visibility
✔ Step-by-step video user guide
✔ 30-day money-back guarantee
The Model + Guided Setup
Everything in the Model + Guide, plus a one-week consulting engagement where we set it up with you and your team
£3,779 + VAT
One-time payment · Lifetime access
✔ Everything in the Model + Guide
✔ One-week consulting setup
✔ Your team trained on maintaining the forecast
✔ Confidence the model is right for YOUR school
Not sure which option is right for your school? Book a call with us — no commitment, no pressure.
🛡️
30-day money-back guarantee
If the model isn't right for your school, let me know within 30 days and I'll refund you in full. No questions, no hassle. I'd rather you try it with zero risk than wonder whether it could have helped.
WHY 13WEEKS
Built by someone who's done this countless times
I'm Deniz, a Chartered Accountant and the founder of 13WEEKS. I spent 11 years at Deloitte in their Restructuring and Performance Improvement practice, building cashflow forecasts for businesses across every sector imaginable — from PE-backed mid-market companies to distressed businesses that needed clarity fast.
I've seen what happens when a business doesn't have visibility over its cash. And I've seen the difference it makes when they do. This model takes everything I've learned and packages it specifically for UK independent schools — the fee structures, the term cycles, the payroll complexity, the restricted funds. It's built for how your school works, not how a generic business works.